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Health care costs continue to skyrocket, leaving tens of millions of Americans with reduced access to proper medical care, according to a recent study published in the journal Health Affairs. As a result, a larger number of Americans, both with and without health insurance, have a difficult time having their medical needs met.

Health Care Costs Lead to Unmet Medical Needs

Researchers for the Urban Institute found that a rising number of Americans are struggling to obtain medical care due to rising health care costs. I

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Several thousands of visitors from India travel to the USA annually for varied purposes. While coming to the USA, travellers are advised to buy visitor insurance coverage to be safe in case of a medical emergency. Bajaj Allianz travel insurance plans are designed for Indian visitors in the USA who stay there for a short period of time. Get free quote, choose a plan under Bajaj Allianz and buy Bajaj Allianz travel insurance at Eindiainsurance without wasting too much time.

Bajaj Allianz travel insurance offers maximum sum varying as $50,000, $200,000 and $500,000 under different plans. Travel assist card insurance plan offered under Bajaj Allianz also covers the insured for pre existing medical conditions.

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Indian travelers in the USA can buy visitor medical insurance plans to insure themselves for the short period of stay outside India. Travel medical insurance is designed for those who need financial assistance in case of a medical emergency while outside their home country. There are two types of visitor medical insurance plans namely fixed benefit and comprehensive medical benefit plans. The fixed or scheduled plans are cheaper compared to the comprehensive plans but at the same time they are limited in coverage.

Visitor medical insurance for travelers from India is available with varying premiums, deductibles, coverage, maximum benefits To know the features of visitor insurance plans, Indian travelers can use the compare facility of American Visitor Insurance.

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The number of consumers shopping for auto insurance has declined, dropping to the lowest point in five years, according to the J.D. Power and Associates “2012 U.S. Insurance Shopping Study.”

According to the research, only one-quarter of insurance customers shopped for a new insurer this past year, an 8–percent decline from last year, but 43 percent of them switched carriers. That’s an increase of 3 percent from last year and the highest rate since 2008, the first year of the study.

“Although fewer consumers are shopping for insurance, more current customers who do are willing to make a switch based on competitive quotes,” said Jeremy Bowler, senior director of the global insurance practice at J.D. Power and A Read more…

OKLAHOMA CITY—A debate in Oklahoma over legislation that would let employers leave the state’s workers compensation system could spill over to other states that are striving to contain insurance costs, sources say.

The issue is being led by large, multistate employers that have seen cost savings under Texas’ nonsubscriber system for workers comp, and hope to achieve the same benefits in Oklahoma, said Bill Minick, president of PartnerSource, a Dallas division of Arthur J. Gallagher Risk Management Services Inc. that supports the Oklahoma bill.

“You’ve got many national employers who are saying this is working so well in Texas, with tremendous cost savings coupled with higher injured-employee satisfaction,” said Mr. Minic Read more…