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Buy immediate joint-and-survivor annuities online or call us to shop for other types of joint-and-survivor annuity: 1-800-823-4852.

Joint-and-survivor annuities provide a pension for two people, and the pension keeps paying out until both are dead.  A joint-and-survivor annuity might well be thought of as a “spouse annuity.”

Joint-and-survivor annuities are intended for couples going into retirement.

After the first spouse dies, chances are that the income provided by the annuity will be more than the single surviving spouse requires.  It doesn’t have to be this way, however.

You can get more for your money by arranging in advance for your annuity to only pay 2/3 or 1/2 the original income stream following the first death.

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