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Indian travelers in the USA can buy visitor medical insurance plans to insure themselves for the short period of stay outside India. Travel medical insurance is designed for those who need financial assistance in case of a medical emergency while outside their home country. There are two types of visitor medical insurance plans namely fixed benefit and comprehensive medical benefit plans. The fixed or scheduled plans are cheaper compared to the comprehensive plans but at the same time they are limited in coverage.

Visitor medical insurance for travelers from India is available with varying premiums, deductibles, coverage, maximum benefits To know the features of visitor insurance plans, Indian travelers can use the compare facility of American Visitor Insurance.

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The number of consumers shopping for auto insurance has declined, dropping to the lowest point in five years, according to the J.D. Power and Associates “2012 U.S. Insurance Shopping Study.”

According to the research, only one-quarter of insurance customers shopped for a new insurer this past year, an 8–percent decline from last year, but 43 percent of them switched carriers. That’s an increase of 3 percent from last year and the highest rate since 2008, the first year of the study.

“Although fewer consumers are shopping for insurance, more current customers who do are willing to make a switch based on competitive quotes,” said Jeremy Bowler, senior director of the global insurance practice at J.D. Power and A Read more…

The Joint Commission Journal on Quality and Patient Safety published a recent study that showed accreditation in nursing homes improved patient safety issues such as staffing, training, teamwork, non punitive responses to mistakes and communication openness.

Senior managers at 4,000 facilities across the United States took part in the study, which examined four deficiency citation categories: resident behavior and facility practices, quality of life, quality of care, and the most severe citations.

The study concluded that during the eight years examined, the accredited nursing homes had fewer citations in all 4 deficiency categories examined.

The price is generally higher for accredited homes but many believe the study will convince skeptics the benefits outweigh the costs.

“It has been suggested that the process of sustaining the level of standards compliance required for accreditation can create a safety-oriented culture within a facility, and our results appear to support this contention,” said Laura M. Wag

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Sales of emergency alert beacons for the elderly have jumped in recent years as the population of older Americans continues to grow, a recent market analysis shows.

More than 2 million personal emergency alert systems were sold during 2010, generating nearly $964 billion in revenue, according to the research from Frost & Sullivan. This marked a 15.2 percent increase over the previous year.

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OKLAHOMA CITY—A debate in Oklahoma over legislation that would let employers leave the state’s workers compensation system could spill over to other states that are striving to contain insurance costs, sources say.

The issue is being led by large, multistate employers that have seen cost savings under Texas’ nonsubscriber system for workers comp, and hope to achieve the same benefits in Oklahoma, said Bill Minick, president of PartnerSource, a Dallas division of Arthur J. Gallagher Risk Management Services Inc. that supports the Oklahoma bill.

“You’ve got many national employers who are saying this is working so well in Texas, with tremendous cost savings coupled with higher injured-employee satisfaction,” said Mr. Minic Read more…