Free Insurance Guide

WASHINGTON — National health spending rose a slight 3.9 percent in 2010, as Americans delayed hospital care, doctor’s visits and prescription drug purchases for the second year in a row, the Obama administration reported Monday.

The recession, which lasted from December 2007 to June 2009, reined in the growth of health spending as many people lost jobs, income and health insurance, the government said in a report, published in the journal Health Affairs.

Lingering effects of the recession throttled back the explosive growth of health spending, which totaled 2.6 trillion, or 17.9 percent of the economy, in 2010, according to the government’s annual snapshot of health trends.

Health spending normally grows much faster than the economy. But i Read more…

People from all parts of the world travel to the USA for varied reasons and usually reside there for a temporary period. Once the traveler is outside of his or her home country the health insurance bought purchased residing back home will be ineffective abroad. The US consulate alerts all international travelers visiting the USA of the importance of purchasing proper insurance coverage given the costly health care system.

Travel Insurance US are special health insurance plans designed by insurance providers in America for international travelers. While visiting the USA, you can purchase travel insurance plan before leaving the home country.

Read more…

Given the current cost of health care scenario, travelling to a foreign country uninsured can be risky. The medical costs are high abroad and an overnight hospitalization for minor injury can leave you with huge medical bills. To avoid disastrous situations of financial crisis during unexpected emergencies you need travel medical insurance coverage. Today most of the consulates mandate medical insurance coverage for international travelers visiting their country.

TATA AIG General Insurance is one of the prominent insurance companies in India who have designed high quality medical insurance plans for travelers visiting abroad.

Read more…

Thousands of homeowners who filed a class-action lawsuit against Chinese drywall makers could receive financial compensation under a proposed settlement reached in a Louisiana federal court. The lawsuit was filed after homeowners discovered that while defective drywall had ruined their homes, they couldnt file claims to have the walls repaired with their home insurance providers.

Chinese Drywall Issue Creates Serious Problems

Louisiana homeowners, as well as homeowners in other U.S. southern states struggled for nearly two years to acquire financial assistance after discovering their homes had been built with defective Chinese drywall in the mid-2000s.

Read more…

While flood insurance is typically not a common concern for homeowners facing the threat of wildfires, the Federal Emergency Management Agency (FEMA) has recommended some Texas residents add this type of coverage on their to-do list. Hazard mitigation specialists with the agency say that unexpected water-related risks come with Texas wildfires, elevating the need to purchase this additional coverage.

Texas Wildfires Elevate Risk of Water Damage

When homeowners think of a need for flood insurance, they typically assume they must live in a high-risk area near massive bodies of water like large lakes, rivers or oceans.

Read more…