Florida Agent Sells Worthless Homeowners Insurance to Elderly

Written by Tiffany Mitchell on April 15, 2011 – 8:55 am

As the result of an agent selling worthless homeowners insurance policies to Florida residents, dozens of elderly are now at risk of losing their homes, the Department of Financial Services said on Thursday. Numerous complaints were filed against the agent only to reveal that she had been using money received to pay her personal expenses.

Residents Left Without Coverage

According to the department, 50 complaints were filed with the state that residents in Sarasota County had paid their insurance premiums for as long as two years to Debra K. Wanless who was supposed to be providing coverage from Lloyds of London (which is not a regulated carrier in Florida).

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Tags: Elderly, Homeowners Insurance, Worthless Homeowners, Worthless Homeowners Insurance
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Dental And Vision Insurance

Written by April Hill on April 13, 2011 – 1:57 pm

Dental and Vision Insurance Why do I need Dental and Vision Insurance?

It is perfectly normal for our mouth and eye care to falter as we grow and get older.  Paying the full price for your dentist and eye doctor bills shouldn’t have to be normal though.  You don’t have to put off routine checkups and teeth cleanings because you are worried about paying too much.  We can help you find an affordable dental and vision plan to alleviate the high costs of optometrist and dentist visits.   

How Wholesale Insurance Helps

Our personal service, information library, and online quoter are available to you free of charge.  Wholesale Insurance is an independent life insurance agency.  That means that we make vision policies from many different competitors available to you.  Our goal is to find you the most affordable dental and vision insurance on the market.

What is Dental and Vision Insurance?

Dental and Vision insurance is an contract between you and an insurance carrier designed to pay for a portion of the costs associated with your vision care needs. 

Dental Insurance-

There exist a wide range of coverage options for you to choose from.  Some options might include free preventative services such as teeth cleaning.  Many vision plans cover fillings, crowns, emergency tooth replacement, oral surgery, x-rays.  These coverage and benefit limits are not universal but rather determined by each different dental insurance provider. 

One of our knowledable dental insurance specialists can help you choose a dental plan that’s tailored to your needs.

Vision Insurance-

There are two types of vision plans you can choose from based on your needs.  

One type is vision benefits packages, and the other type is vision discount plans.

Both vision plans provide basic coverage including:

  1. A comprehensive annual eye examination
  2. One pair of standard frames
  3. One pair of contact lenses

Wholesale Insurance makes it easy for you to compare rates and quotes from all of the top dental and vision insurance providers.

How to shop for Dental and Vision Insurance

Let Wholesale Insurance compare dental and vision insurance quotes for you.

Get started now with our Online Quoter.  Start by ente

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Tags: Insurance, Vision Insurance
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Wisconsin Bill Adjusts Mandated Auto Insurance Rules

Written by Steven Rivera on April 10, 2011 – 2:49 pm

The Senate and House of Representatives in Wisconsin have approved a bill that would adjust a previous mandate for auto insurance premiums in the state. The bill serves as a reversal to a law that raised premiums and insurance rates for some drivers.

Bill Lowers State’s Liability Coverage Requirements

In 2009, a law was signed that raised the limits on the minimum amount of coverage people had to have. P

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Tags: Auto Insurance, Insurance
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Bill to Extend NFIP to 2016 In Progress

Written by Tiffany Mitchell on April 9, 2011 – 7:37 am

The National Flood Insurance Program (NFIP) could be extended to 2016 if a bill makes its way through Congress. Recently advancing out of a subcommittee of the House of Representatives, the lengthy flood insurance extension could help lawmakers solve issues that have plagued the program for years.

Bill Applauded by Property-Casualty Industry

The H.R. 1309 bill, known as the Flood Insurance Reform Act of 2011, was introduced by House Financial Services Committee Chairwoman Judy Biggert (R-Ill.) after being drafted in early March.

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Tags: 2016, 2016 Progress
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What You Need To Know About Long-Term Disability Insurance

Written by Steven Rivera on March 22, 2011 – 10:53 pm

Even though it’s a terrible thing to think about, long-term disability insurance is an important coverage to own. Long-term disability insurance is just one type of coverage for income lost due to illness or injury. It differs slightly from short-term disability insurance, and workers’ compensation benefits typically carried by employers.

Short-term disability insurance is a policy that pays a portion of your salary, should you become unable to work for a short period of time due to illness or injury. (Disability insurance policies generally exclude injuries incurred on the job. Tho

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Tags: Disability Insurance, Insurance
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