Free Insurance Guide

02/21/12

A recent report reveals stroke-related language impairment, known as aphasia, costs an average of $1,703 per patient more than the cost of stroke alone one year following the stroke.

The research, reported in Stroke: Journal of the American Heart Association, examined the records of 3,200 Medicare patients from South Carolina who had ischemic strokes in 2004 and found 12 percent had aphasia or language impairment.

“These findings are important because dramatic changes are occurring in healthcare reimbursement, specifically imposed caps on Medicare reimbursement for outpatient speech language pathology and physical therapy,” said Charles Ellis Jr., lead author.

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Allstate has made news with a controversial decision to consider driving records and auto insurance claims histories of consumers who apply for its new House & Home product. The product has already made news as critics accuse the company of using it to increase profits at the expense of its customers.

House & Home Relies on Driving and Auto History Correlation

Property and casualty insurer, Allstate, has been in the news lately for its controversial addition of the new House & Home product that is reportedly expected to surge consumer costs due to its requirement for homeowners to pay massive out-of-pocket expenses to have roofs over 10 years old repaired.

Now, it plans to consider driving records and claims histories of consumers who apply for the product because there is a strong correlation between a good auto loss history and a lower likelihood of homeowners losses, the company said in a statement. As a r

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Getting life insurance coverage is a great approach towards protecting your family in case of hapless eventualities like terminal illnesses or even bereavement. If you are well prepared ahead of time for these unforeseen and in case of death inevitable circumstances, you are rest assured the your mortgage will be paid off, your kids tuition will be taken care of and generally your other expenses are going to be covered depending on the agreement of the type policy you choose. The life insurance coverage provides an assurance that in the event of a misfortune, your family’s welfare is in safe hands.

Buying life insurance at a younger age translates to paying lower amount of premium since the risk factors like health are lower. I Read more…

Louisiana homeowners insurance company Citizens Property Insurance, which is responsible for property claims for many homeowners, has recently offered to settle a dispute over the slow handling of claims from hurricanes Katrina and Rita.

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If you have car insurance, can you say that you truly understand the ins and outs of your policy? If the answer is no, youre definitely not alone. A 2010 report from the National Association of Insurance Commissioners (NAIC) revealed that only 45 percent of Americans are confident that they understand their auto and health insurance policies.

Its not the end of the world if you dont fully understand every minor detail of your policy, but lack of basic insurance knowledge can lead to believing and perpetuating myths.

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